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The UK Franchise Growth Index

Concept Claim Solutions

Accountancy, Finance and Professional Services · Finance · Insurance Brokerage

Concept Claim Solutions is a UK insurance claims management and property reinstatement franchise. The business dates its foundation to 2001 and reports a nationwide network of more than 55 franchise partners on its about page. It supports property owners dealing with damage such as flooding, storms, fire and escape of water.

Read more about Concept Claim Solutions

Overall Five Fibre score
83/100
Assessment
Independent
Last reviewed
Data confidence
Medium

The Five Fibre score measures this network against Twine Growth's Five Fibre Framework™ using the information available at the assessment date. It is not an endorsement, a financial recommendation or a recommendation to purchase a franchise.

About the network

More about Concept Claim Solutions.

The business previously traded as Concept Building Solutions and adopted the Concept Claim Solutions name in January 2022. Its published model describes a focus on insurance-related building work, taking a case from initial claim handling through contractor coordination and reinstatement. Franchise partners communicate with policyholders, insurers and loss adjusters and help organise the work required to restore damaged property.

The opportunity is presented as a home-based management business with exclusive territories. Applicants do not need an insurance background, but the recruitment material emphasises communication and a desire to help customers. Technical, compliance and authorisation support form part of the offer. The local role involves managing claims and relationships, rather than simply referring leads to a separate repair company.

The advertised franchise fee is £34,995 plus VAT. The funding information separately identifies £15,000 working capital and says finance for the franchise fee is subject to credit status. Initial preparation comprises five days at head office and five days alongside an experienced franchisee, followed by six months of mentoring. The package also describes marketing resources, call handling, CRM access, a contractor network and first-year accounting services.

The franchisor publishes illustrative earnings based on partner performance and expressly says individual results vary. Those illustrations are not guaranteed personal income. An assessment of the business therefore needs the current fee schedule, working capital requirements, claims payment arrangements and territory forecast, alongside the responsibilities associated with regulated claims activity. The central support structure assists the owner but does not remove the need to develop and manage the local operation.

At a glance

Concept Claim Solutions at a glance.

Industry
Accountancy, Finance and Professional Services
Franchise category
Finance
Sub industry
Insurance Brokerage
Founded
2001
Franchising started
2001
Approximate franchisees
55
BFA member
Yes
UK origin
Yes
Recruitment status
Active

Investment

Franchise investment.

Investment from
£49,995 plus VAT
Management franchise
Yes
Home based
Yes
Mobile
Yes
Executive franchise
Yes

View franchise opportunity

Investment figures change. Confirm current requirements directly with the franchise network before making any decision.

Five Fibre assessment

How the foundations score.

Every franchise network is assessed across the five connected areas Twine Growth believes support sustainable franchise growth.

How the Five Fibre score is calculated

01 Assess Strong15.5/20

Assess: Independent partners and specialist support establish replication; typical profit and cash-flow outcomes remain qualified.

  • Profitable core business: Partially, 2.5/5. The established partner network and case evidence support a proven service, without representative core and partner net profit accounts.
  • Operates without daily founder input: Yes, 5/5. Independent partners use central claims and operational teams rather than relying on the original founder for every case.
  • Ideal owner defined: Yes, 3/3. The offer explicitly values customer service, persistence, communication and willingness to learn, without requiring prior insurance experience.
  • Realistic owner earnings: Partially, 2/4. Illustrative monthly earnings and private forecasts support discussion, but are not typical verified take-home income.
  • Distinct proposition: Yes, 3/3. Policyholder representation combined with reinstatement coordination and technical infrastructure is a specific proposition.
02 Build Scale Ready17.5/20

Build: Training, central systems and specialist roles make delivery substantially transferable.

  • Documented operating playbook: Partially, 2.5/5. Taught claims processes, tools and templates demonstrate a partial documented playbook; a complete operations manual was not publicly verified.
  • Structured onboarding: Yes, 4/4. Head-office learning, field training and a six-month mentor relationship form a structured induction.
  • Documented brand experience: Yes, 4/4. Common client processes, technical review and branded resources support consistent representation.
  • Central resource access: Yes, 3/3. CRM, scheduling resources and the intranet described by the Head of Franchise provide central access.
  • Launch without constant founder input: Yes, 4/4. Dedicated claims, operations, development and peer support provide opening capacity beyond the founder.
03 Launch Scale Ready20/20

Launch: An explicit discovery sequence and financial qualification provide a strong recruitment journey.

  • Clear ownership proposition: Yes, 5/5. The territory-based opportunity explains customer need, work, investment components and support.
  • Targeted recruitment messaging: Yes, 4/4. The recruitment message emphasises practical communication and resilience rather than specialist prior qualifications.
  • Enquiry journey: Yes, 4/4. Brochure capture, qualification and team follow-up create a defined ownership enquiry journey.
  • Pre-acceptance discovery: Yes, 4/4. A discovery call and head-office discovery day precede training and launch.
  • Recruitment launch plan: Yes, 3/3. Dedicated campaigns, named opportunity pages and structured candidate progression demonstrate an implemented recruitment plan.
04 Grow Developing11.5/20

Grow: Active territories and a staffed franchise function show development without public conversion metrics.

  • Consistent monthly ownership enquiries: Partially, 2.5/5. An established network and active partner recruitment show sustained activity, without verified monthly enquiry consistency.
  • Enquiry sources and prospect quality: Partially, 2/4. Capture qualifies capital, geography and readiness, but comparative ownership source-quality reporting is not public.
  • Enquiry-to-owner conversion: No public verification, 0/4. No dated enquiry-to-agreement conversion rate with a defined cohort was found.
  • Next locations or territories: Yes, 3/3. A specific Harlesden opportunity and exclusive area discussions demonstrate geographic expansion planning.
  • Founder-independent recruitment: Yes, 4/4. A named Head of Franchise and staffed support function provide recruitment capacity beyond founder conversations.
05 Amplify Scale Ready18.5/20

Amplify: Business-development help and local digital resources connect owners with customer demand.

  • Local customer acquisition support: Yes, 5/5. A Business Development Manager, call handling and local lead-generation resources directly support customer acquisition.
  • Every owner represented online: Yes, 4/4. Local landing pages and review-profile support are explicit package components.
  • Continuing local marketing plan: Yes, 4/4. The Head of Franchise describes weekly progress reviews and ongoing business-development help after launch.
  • Individual enquiry and performance tracking: Partially, 1.5/3. CRM and case reviews establish performance infrastructure, but individual source-to-profit reporting is not public.
  • Customers beyond personal networks: Yes, 4/4. Local online acquisition and structured outreach supplement referral relationships and reach beyond personal contacts.
83/100 Overall Five Fibre score

Five Fibre score: 83/100. Assess 15.5/20, Build 17.5/20, Launch 20/20, Grow 11.5/20, Amplify 18.5/20.

Assessment band: Scale Ready.

Concept Claim Solutions has strong connections between the service it sells, the people it recruits and the support required to deliver that service. A new owner is not simply sent leads and expected to become an insurance or building expert alone. The public offer describes specialist central input and a staged route into practical work. That gives Build, Launch and Amplify substantial strength. The remaining public evidence gaps concern typical partner economics, cash timing and the predictability of the ownership recruitment funnel.

The distinction between claims activity and owner income is particularly important. A claim may involve a substantial property repair budget without that entire amount becoming franchisee revenue or profit. The owner also needs to understand when work is authorised, when costs are incurred and when remuneration becomes available. The advertised monthly earnings example is explicitly illustrative and dependent on partner performance. It has not been treated as a salary, a guaranteed monthly payment or evidence that every new territory reaches the same outcome.

Assess therefore recognises an established model while retaining financial caution. The current page calls £34,995 plus VAT the investment but also identifies £15,000 liquid capital for funding eligibility. Those statements need to be read together rather than imply that financing the fee removes the need for cash reserves. A candidate should receive a complete schedule of initial funding, working capital, ongoing charges and any project-related exposure. The relevant question is whether the household and business can sustain the period before reliable receipts develop.

Build is strong because different support responsibilities are identifiable. Training moves beyond classroom explanation into practical exposure and a continuing mentor relationship. The specialist support team can also help resolve cases that exceed a new owner's experience. A named support structure is more scalable than reliance on one individual, but the operational handover should still establish what the local partner must judge, what is reviewed centrally and who remains accountable when a case becomes difficult. That clarity protects both commercial performance and customer confidence.

The business operates in a sensitive service environment, so growth must remain connected to competence and scope. The franchise material describes central compliance and authorisation support. This assessment records that proposition without treating it as blanket permission for every activity or independently certifying a future owner's arrangements. Before launch, the candidate needs a precise account of the services, procedures and escalation responsibilities that apply to their agreement. More enquiries would not strengthen the model if the resulting workload outpaced safe, accurate case handling.

Launch is one of the clearer journeys in this group of assessments. The buyer can progress through information, conversation and a discovery visit before operational preparation. Capital and area questions also make the enquiry more useful than a basic email signup. The next improvement is to connect that process with an evidence-led view of readiness, including realistic financial expectations and the personal resilience needed for difficult customer situations. The Head of Franchise's interview usefully makes clear that the work requires persistence, not just enthusiasm for helping people.

Grow has a genuine organisational basis but remains less measurable from public sources. The existence of a named franchise leader and advertised opportunities demonstrates capacity to recruit. It does not establish monthly lead consistency or the percentage of enquiries becoming successful owners. The useful pipeline should continue beyond signed agreements to training completion, first cases and stable trading. Tracking that longer journey would reveal whether the constraint is candidate supply, suitability, territory economics or the support required after the sale.

Support capacity should also be considered when deciding how many partners to recruit. The useful constraint may be the time required to develop confident operators rather than a shortage of interested applicants. Connecting new-owner intake with mentoring and technical-review demand would help the network preserve quality while pursuing commercial growth at a sustainable pace.

Priority one is to provide representative partner economics and cash-flow scenarios, separating claim value, business revenue, project exposure and personal remuneration. Priority two is to document local-versus-central decisions and escalation so support remains dependable as case volumes rise. Priority three is to use discovery to test practical suitability and financial resilience alongside available capital. Priority four is to report recruitment stages through successful operational launch, identifying source quality and conversion without confusing customer claims with ownership enquiries. Priority five is to connect weekly development support and CRM activity with suitable customer acquisition, case progression, service quality and net partner contribution. These priorities would strengthen a well-supported specialist model by making its commercial outcomes and delivery boundaries easier to understand and sustain.

Benchmark

How this network compares.

Overall, against the whole Index
This network83
UK Index average64
Overall, against Accountancy, Finance and Professional Services (18 networks)
This network83
Industry average66

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